Have you thought about retirement this week? With the stock market closing at record highs, perhaps you are reviewing your year-end statement and admiring your progress with smiles all around. Or, maybe you are saying to yourself, "This is the year I will start saving for my retirement.
This month I have received several phone calls from adults dealing with student loans. The conversation usually goes to that place "if only I had known...I would have, could have, should have." Particularly hard pressed are the ones in the workforce earning less than $30,000 a year in a high cost of living area.
Nearly every day, we’re told that saving is the key to financial success. But for many, living paycheck to paycheck isn’t just unavoidable but a reality faced every month. But there is hope, and there are many easy to use tools to help you make your financial goals a reality.
Until recently, many retirees have been able to rely upon the three-legged stool of retirement income sources: A defined benefit pension plan that guarantees a lifetime income, their own savings, and Social Security.